Taking Control of Your Time, Money & Debt
A book by Renee Monroy
Published by Fall Leaf Press
POB 90563
Long Beach, CA 90809
www.budgetyourmoneyanddebt.com
E-mail: info@budgetyourmoneyanddebt.com
by Michael Leppert
A great deal of money management advice that was pertinent two years ago is now obsolete. But no matter what the economic climate is, it is always the right time to become proactive about finances, taking control and becoming debt-free in a planned, foreseeable time. Not only that, but the stress-reduction that comes from becoming clear about your finances is immeasurable.
Taking Control of Your Time, Money & Debt by Renee Monroy has all of the tools you need to begin to turn your financial life around and keep it on track through to being debt-free. Ms. Monroy is herself debt free, but had to rise from a burden of mismanaged bills and poor financial habits to achieve this goal, so she knows what she is talking about.
Whether you have credit card or other unsecured debt; over-extended car loans, home loans; carelessness with entertainment spending; small or no savings; a shoddy and late bill-paying history or any of the other common financial weaknesses that most of us deal with at one time or other, Taking Control can help you see the light at the end of the tunnel and get to it!
Renee’s approach is simple and low-tech. All you need is a pad of paper and a calculator. She walks you through the steps of learning money management by identifying where your money goes and how to change its course, by developing a budget and then sticking to the budget. She shows you how to use definite ways to pay off debt in a “short” period of time (depending upon the amount, of course); develop a savings plan and create cash flow, if you so desire.
Taking Control includes clear solutions for various monetary situations you may come across, as well as the ways to identify your goals and plan to achieve them. You may not have thought about it, but debting is also related to “cluttering”, so Renee offers tips for organizing your home, too. Becoming clear in all areas of your life can begin with clarity about your finances. You may be amazed at just how much of your life you have not been present for and Renee’s book can help bring it into focus – to your lifelong benefit.
If you are tired of not opening the mail or feeling anxiety when you do; tired of losing sleep over your mountain of debt and the runaway train that is your financial state, don’t dread the inevitable train-wreck any longer! Please visit Renee Monroy’s website, www.budgetyourmoneyanddebt.com for much more information about her excellent book and get back into the driver’s seat of your life! MjL
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